Ask a Cop: How can I get the title to my used car?

Sgt. Chris Yagelski

Q: I purchased a used car from a local dealer on Aug. 30 and they still have not given me the title to the car. Should I just stop making the payments? What can I do?

A: The worst thing you can do is nothing. If you cease making payments, you may forfeit your legal rights to return the vehicle or secure a new title. A title is the most important part of a vehicle purchase, so at the time of purchase, you must confirm the location and possession of a title. Licensed car dealers in Indiana who cannot deliver a title at the time of the sale are required to provide you with an affidavit in which they must deliver the title within 31 days. If you do not receive the title within 31 days, you must give the dealership “written demand” for your title. The dealer then has an additional 10 days to provide you the title. After this you may then return the vehicle to the dealership where the dealer is required to provide you with a full refund of the purchase price, tax, finance expenses, insurance expenses, and any other fee you paid to the dealer. You may also file a complaint with the Indiana Attorney General’s Consumer Complaint Division.

Q: Can I become a police officer if I have a couple of misdemeanor charges on my record?

A: It really depends. Some misdemeanor convictions will automatically disqualify you, such as anything related to perjury or domestic violence. Others will not necessarily exclude you, however all criminal arrests or multiple arrests are all looked at independently and accessed.

Q: What is the hardest part about training to become a police officer? Do you find new officers changing their minds after they have been hired?

A: The hardest part in training seems to be the Police Academy. Some officers fail due to academics (not passing tests) or agility (not physically fit) rather than just giving up. In field training (the initial on-the-job training), encountering violence, or not understanding the day to day operations causes officers to rethink their career choice.

Q: My grandfather recently passed away and as we were cleaning up his house we found an old “First Merchants National Bank” passbook savings account in the attic! This looked pretty cool, but we got to thinking maybe it’s worth something. How can we find out if there is any money in this account?

A: If a bank has closed, or an account has not had any activity in it for a specified period, it is considered dormant. After an account has been dormant for seven years, it is escheated to the state. The Unclaimed Property Division of the Attorney General’s Office is responsible for escheated property. You can search the Unclaimed Property Division’s database at https://indianaunclaimed.gov for property or money that has been escheated to it. Yes, I had to look up the word “escheated” too!

The $30.00 Gas Card sponsored General Insurance of Michigan City was won by Meredith Payne of Michigan City. The correct answer to the riddle of who killed Dan in the parking lot of General Insurance? The Answer of course was Kim!

The sponsor of this week’s riddle is our friends at the News-Dispatch in Michigan City. The winner receives a $30 gas card!

On Thursday morning, Jeff Mayes woke up at 5:55 a.m. and headed to the front door of his house to get The News-Dispatch. As he opened the door, he witnessed a murder in his front yard. Jeff saw black birds everywhere scatter as a blue car sped off almost hitting parked cars! His neighbor saw this and called the police as Jeff just got dressed and went to work. The best detectives in the world couldn’t find a body. What happened?

The 5th correct answer by phone or email at exactly 1 p.m. today wins.

To answer a question or ask one, contact Sgt. Chris Yagelski at 873-1461, Ext. #1020, or email Yagelski at askacop@emichigancity.com.

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